Since 1998, DNJ Gateway Bank Mortgage has helped families all across North Carolina realize their homeownership dreams and save money when refinancing. We’re a close-knit company that’s committed to providing exceptional customer service.

With offices in North Carolina, Virginia, Delaware, and Maryland, we serve homeowners and buyers across the Southeast and Mid-Atlantic regions. DNJ also offers mortgages in Tennessee, South Carolina, Georgia, Texas, and Florida. Wherever you live in the Southeast or Mid-Atlantic, trust DNJ to help you find the right home loan for your needs.


Why choose DNJ for your mortgage lender? We invite you to learn more about what makes us North Carolina’s loan leader:

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    Our Commitment to G.R.E.A.T. Customer Service

    GREAT service: What it means to Us? Our definition of G.R.E.A.T. customer service:

    G enuine interest in putting the customer at the center of the loan process.
    R espond in a timely and clear manner with information that empowers the borrower to make an informed decision regarding their mortgage loan.
    E xecute the commitments that are made to keep the loan process on time.
    A djust your loan offer to match your needs.
    T hanks and appreciation for the opportunity to be a part of your homeownership goals.

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    Wide Variety of Loan Options

    DNJ Gateway Bank Mortgage is proud to offer a wide variety of mortgage options. The list below contains the different loan programs that we offer. Our experienced, professional mortgage loan officers can help you evaluate these choices and help you determine the best loan for your unique situation.

    • Conventional
    • FHA
    • USDA
    • VA
    • Portfolio Products
    • Jumbo or Non-Conforming
    • NC Housing
    • 203K
    • Construction to Permanent
    • FHLB Funding

    To find out which loan programs may be right for you, take a look at our Loan Program Finder.

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    In-House Approvals

    In many big banks, and some small ones, there are multiple layers of administration to the underwriting process. A loan may be shipped off across the country to be approved by someone who has never been to your area. Once there, the loan could require three or four additional signatures before final approval.

    At DNJ Gateway Bank Mortgage, the approval process on almost all of our loans starts and ends in our Raleigh, NC headquarters. Our staff of mortgage industry veterans are up to date on the latest changes in the home loan market, and experienced credit analysts are given the authority to make loan decisions without delay. With our in-house underwriting, we put you in your home faster!

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    Dedicated Mortgage Professionals

    Each member of our sales and operations teams has a wealth of mortgage knowledge and expertise, and they are dedicated to making dreams come true. We work around the clock, including nights and weekends, to ensure that we exceed customer expectations and meet deadlines. Executive committees meet frequently to discuss loans in order to identify and solve issues before they become problems, and each member of our staff is equipped with the knowledge and resources to jump in and lend a hand at a moment’s notice.

About Our Parent Company – Bank of Hampton Roads

Bank of Hampton Roads offers personal and business solutions to meet all of your banking needs. The bank is proud to call Virginia Beach, Virginia “home” since its opening in 1987. Bank of Hampton Roads and its subsidiary companies are owned by Hampton Roads Bankshares, Inc. (NASDAQ: HMPR), which was formed in 2001 and includes Bank of Hampton Roads, Shore Bank, Gateway Bank, Shore Premier Finance, and DNJ Gateway Bank Mortgage. To learn more about the Hampton Roads Bankshares family, please visit the Gateway Bank & Trust website.